Middn
Read whitepaper USDC · Base Join private beta
for liquidity operators

Built for operators.

Manage vault liquidity, reputation, payment rails and disputes from one stablecoin settlement layer.

Deposit oncevault
Route across rails200+
Reserved funds locksafe
Join operator beta →
The operating layer for stablecoin liquidity
Join operator beta → Join beta
0%platform fee
200+payment rails
~4mavg release
Operator VaultTrusted · LV 7
Total vault value
128,400USDC
Available
82,150
Reserved
46,250
2,400 USDC · SEPAmarin.eth · 2m ago
+2,395 €
5,000 USDC · Wisekai.eth · reserved
pending
1,200 USDC · Revolutsofia.lens · 14m ago
+1,198 €

Operator vaults

deposit once · route many

Deposit once

Fund your vault with USDC a single time. It stays in your control, on-chain.

List offers

Create multiple offers across rails and currencies from the same balance.

Auto-reserve

When a user reserves, only that slice locks. The rest stays available.

Settle & reuse

On release, freed liquidity returns to available — ready for the next route.

Available can back routes. Reserved is locked to live settlements.

Payment intelligence

price risk, don't discover it
SEPA
Risk
Speedinstant–2h
🇫🇷 🇩🇪 🇪🇸 🇳🇱 · EU-wide
Recommended. Low chargeback, broad coverage — an operator staple.
Wise
Risk
Speedinstant
🌍 global · multi-currency
Recommended. Named transfers make verification fast.
Revolut
Risk
Speedinstant
🇬🇧 🇪🇺 · fintech-heavy
Solid. Confirm sender name matches the profile.
PayPal
Risk
Speedinstant
🇺🇸 🇪🇺 · very common
Caution. High chargeback — require F&F + matching name.
PromptPay
Risk
Speedinstant
🇹🇭 · dominant in Thailand
Recommended. Irreversible — excellent for operators.
PIX
Risk
Speedinstant
🇧🇷 · dominant in Brazil
Recommended. Instant, final, huge liquidity.
GCash
Risk
Speedinstant
🇵🇭 · mobile-first
Solid. Verify the registered account name.
Paysafecard
Risk
Speedinstant
🇪🇺 · gift-card rail
Verify codes. No chargeback, but check balance first.

Risk, speed and regional fit appear before you price an offer.

Reputation engine

your track record, compounding
Trusted Operator
Completed trades1,284
Release speed~4m avg
Dispute rate0.4%
Account age2y 3m

Reputation is your edge.

Clean history unlocks placement, limits and user trust.

Higher ranking in the liquidity router and best-match engine.
Trusted-Operator badge that users can filter for.
Faster release speed signals reliability and wins repeat users.
Portable, on-chain history you actually own.

Private deal links

OTC, off the public floor
1

Create a deal room in seconds

Set amount, currency, payment method and your conditions — done in one screen.

2

Share a private link

Send it to a counterparty over any channel. No public listing, no front-running.

3

User joins & funds reserve

The user opens the room; your vault auto-reserves the exact slice in escrow.

4

Settlement completes

The user pays, you verify, escrow releases. Same protection as the open network.

Private deal · 25,000 USDCSEPA Instant · invite-only
middn.com/d/8f3a-2c91-room
createdlink sentuser joinedreserved

Operator analytics

run it like a business
Volume settled
1.84M €
▲ 12% · 30d
Avg release
4m 12s
▲ faster vs peers
Success rate
99.6%
▲ 0.3%
Active offers
7
across 4 rails
Repeat users
38%
▲ 5%
Volume settled · last 7 daysEUR equivalent
Top method · SEPA Instant (41%) Best day · Friday Peak hours · 18:00–22:00

Risk controls

you set the rules

Operator-defined requirements

Require verified ID, no-VPN, or specific regions per route. Users see them upfront.

Account-age requirements

Block brand-new accounts. Set a minimum age and trade history to reserve your offers.

Reputation filters

Only route with users above a rating and completion threshold you choose.

Payment-method risk levels

Each rail is scored for chargeback and fraud risk, so you avoid the costly ones.

Dispute protection

Escrow + a neutral 2-of-3 panel mean evidence wins — not whoever shouts loudest.

Funds locked before details

Payment details stay hidden until the user's slice is reserved.

Safer than informal OTC. Escrow-backed settlement, scored counterparties, evidence-based disputes.

Why operators choose Middn

the honest comparison
Capability Telegram Binance P2P Trad. OTC Middn
Escrow manual
Risk controls basic
Private deal rooms DMs manual
Reputation word-of-mouth
Payment intelligence
Operator analytics limited

Founding Operator program

early liquidity, early advantage

Priority routing

Founding operators get stronger liquidity placement while the network grows.

Direct support

A direct line to the team for onboarding, edge cases, and feature requests.

Early access features

Try new operator tools — private rooms, analytics, automation — before anyone else.

Ecosystem participation

Founding operators may be eligible to participate in future ecosystem programs as they're introduced.

Participation and any future ecosystem programs are discretionary and subject to eligibility and applicable terms. Nothing here is an offer of securities, a promise of token value, profit, or any financial return. Benefits describe product access and visibility only.

Become a Founding Operator.

Build the next generation of stablecoin liquidity with Middn.

Join operator beta → Join beta