Settlement infrastructure for stablecoins.
Middn is the non-custodial settlement layer that makes stablecoin value move safely between people, anywhere — escrow, vaults, trust, payment intelligence and dispute mediation, exposed as composable primitives. The marketplace is just the first application built on top.
P2P buying & selling of stablecoins with local payment methods.
More applications, same settlement core.
Six primitives. One settlement layer.
Every Middn application composes the same building blocks. They work together — but each is exposed as infrastructure you can build on.
Seller Vaults
Liquidity is deposited once into a personal, non-custodial smart vault and reused across many offers. Available vs reserved is always provable.
Non-custodial escrow
Funds are locked by an audit-ready contract, not a company. Release is atomic and conditional — nobody, including Middn, can move them unilaterally.
Trust layer
Portable, on-chain reputation — completion rate, release speed, dispute history, account age — that any application can read and price against.
Payment intelligence
Every rail scored for chargeback risk, fraud, settlement speed and regional fit — so settlements route through methods that actually clear.
Disputes & mediation
A neutral 2-of-3 panel resolves conflicts against terms both sides accepted. Evidence-based, multi-sig — never a single moderator's call.
Global payment network
200+ local rails across 100+ countries — bank transfers, fintech, mobile money, gift cards — connected to one stablecoin settlement core.
Value moves atomically.
On-chain where it must be, off-chain where it should be. The layer guarantees the handoff — applications never touch custody.
Lock
Seller's stablecoin is committed to the vault contract.
Reserve
A buyer's slice is atomically earmarked in escrow.
Pay
Fiat moves peer-to-peer over a local rail.
Verify
Receipt is confirmed — or a dispute pauses release.
Settle
Escrow releases stablecoin in one final transaction.
The marketplace is one app.
Middn ships the first application itself — but the settlement layer is meant to carry many. Same vaults, same escrow, same trust.
Marketplace ↗
Peer-to-peer buying and selling of stablecoins with local payment methods, trusted sellers and vault-backed escrow.
● liveSeller OS ↗
The operating layer for professional sellers — vault management, payment intelligence, reputation and private deal rooms.
Build on Middn
OTC desks, treasury settlement, embedded checkout — future applications that settle on the same non-custodial core.
One layer, many applications. You're looking at infrastructure, not a single marketplace.
A marketplace is a product. A layer is permanent.
Owns the users, rents the trust.
- Custodies funds and controls disputes
- Reputation is locked inside one platform
- One frontend, one set of rules, one exit
Owns the rails, frees the trust.
- Non-custodial — the contract holds, not the company
- Portable reputation any application can read
- Composable primitives — many apps, one core
Programmable settlement.
Today the layer settles human P2P trades. Next, it settles anything that needs trust between two parties — treasury flows, embedded payouts, OTC blocks, automated market operations.
Escrow, vaults and dispute logic become callable primitives. Settlement stops being a feature of one app and becomes a service the whole ecosystem composes.
The layer stablecoins settle on.
Non-custodial escrow, vaults, trust and a global payment network — exposed as infrastructure. The marketplace is just where it starts.